Is bad credit preventing you against getting a car loan?

Is bad credit preventing you against getting a car loan?

At Legacy Auto Credit, we concentrate on rebuilding our customer’s credit through low-interest car and truck loans.

In case your credit is preventing you against engaging in a dependable car, guide a free of charge assessment with certainly one of our credit professionals to begin with!

Enhance your Credit History

Our objective is always to transform our clients’ monetary life by enhancing their fico scores, enabling loan providers and creditors to take into account them low-risk. We accomplish that goal by getting our customers in to the vehicle that is right restore their credit history.

Legacy Car Credit provides:

  • Low-kilometre cars, in order to drive a dependable car and make low re re payments
  • Industry-leading car loan prices — we’ll never charge you 20-30% rates like many creditors
  • 2-5 12 months term choices
  • Reports to Equifax, to make sure that your credit rating improves within the term
  • Detailed intends to allow you to reconstruct your credit
  • Partnerships with dealer teams, to offer you a selection that is large of to satisfy your requirements
  • Professional staff to simply help with debt-restructuring through proposals and bankruptcy
  • Multi-point automobile inspections, in reducing the opportunity of unforeseen fix expenses
  • 30 Time Change
  • Free Distribution

Step One

Apply On Line

Our credit that is easy application have the process began with certainly one of our Credit and Finance Advisors.

Step Two


Our consultative way of funding will make suggestions through the credit rebuilding process which help you reconstruct your credit with a car loan.

Step Three

Drive Away

After your approval, you are able to drive away in your vehicle that if you’d like day! By way of our super easy procedure, we’re going to allow you to get authorized and driving right away, to get returning to residing the life span you desire through rebuilding your credit.

The Thing That Makes Us Different

We Have Been The Financial Institution

Our company is an in-house financing company that lends our personal cash, and therefore makes us various.

Meet The Group

At legacy Auto Credit you are able to choose whom works in your favor. Our commission that is non Credit Finance Advisors can get you authorized and explain to you automobile choices

We Deliver

Whom knew automobiles were like pizza. You will get our rate that is low in funding anywhere in Ontario and never having to leave your house.

Exchange Privilege

We’re certain you’ll be satisfied with your brand-new purchase, however in situation you aren’t merely take it back* and we’ll allow you to trade it for the right one. (*Some exceptions use)

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We have been invested in making you a lasting client and buddy.

We had a fantastic experience coping with Vic, and auto credit that is legacy. Assisting us comprehend just just just how credit history work and exactly how to boost it, making us feel confident!

Victor had been amazing! He had been really thorough explain every thing we had a need to understand and responded any concerns that I’d. He definitely went far beyond to obtain me personally another automobile. I would personally strongly recommend planning to see him if you’re looking another automobile.

Vic ended up being great in enabling me personally a motor automobile that we love and it is dependable. I would, he worked very well with my income as well if I could give more than 5 stars!

Vic had been amazing to manage exceptional interaction through the process that is entire. Moved me detail by detail placing me personally as a motor automobile that was suitable for me personally! Thank you for your entire assistance

Definitely the experience ive that is best had purchasing a vehicle was using this spot! Eextremelybody is extremely helpfulf! Vic had been great with interaction and maintaining us up to date regarding the process and got us a motor automobile we wanted quickly without dilemmas! Would certainly keep coming back once more

Am I able to get a motor auto loan following a repossession?

Yes, at Legacy Auto Credit we realize that a repossession is often the outcome of an event that is uncontrollable situation. Quite a few customers experienced a repossession that is previous is going to be coming back their automobile into the bank whenever filing a bankruptcy or customer proposition.

Will this help me to build my credit?

Yes, if you make your instalments on time. Legacy Auto Credit reports your re payment history to Equifax month-to-month. In the long run with on time payments your rating will increase.

What exactly is In-House Financing/Leasing?

At Legacy Auto Credit we provide In-House Financing/Leasing. What this means is you pay us back that we provide the funds and then. We could have a look at your credit situation for a individual degree and determine your capability to help make re re re payments even though you have actually bad credit. We result in the ultimate decision on the approval which results in more approvals and better rates. Our rates of interest for Consumer Proposal and Bankruptcy clients start at 7.99per cent oac on brand brand new cars.

Let’s say i’ve been turned straight straight down before?

We come across people which have been formerly turned down because of a few reasons which may have included, bad re re re payment history, perhaps not the time face to face, a lot of financial obligation and non-garnishable income. With your In-House system we glance at your revenue, expenses and debts that could be evoking the change downs and supply you with methods to get you rebuilding and driving your credit.

If i’ve filed a bankruptcy or customer proposition, could I nevertheless qualify?

Yes, at Legacy car Credit our In-House system was made for consumer and bankruptcy proposition clients. You can still qualify for our low rate in-house program if you are about to file or have already filed and are not discharged. We make use of a few trustees who see that individuals certainly provide low prices and need you to definitely flourish in rebuilding your credit. If you’re going to file we shall make use of one to secure a car before filing to enable you to be confident in coming back your present car which includes an excessive amount of negative equity, has too much of repayment or does not suite your requirements anymore. We additionally report your instalments to Equifax which will surely help re-establish your credit history.

Did not see just what you had been shopping for?

We’re Right Here To Assist

Our work is always to assist individuals with bad credit get automotive loans at a cost point sufficient reason for prices they are able to afford. Regardless of your circumstances, it is well well well worth trying and talking with certainly one of our credit experts. Don’t let credit that is poor in the form of residing a significantly better life.

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